Your capital partner for growth & stability
Capital Only Finance Services delivers fast, flexible funding for businesses and individuals. Transparent terms, competitive rates, and dedicated support.
$350M+
capital deployed
97%
client approval
24h
funding average
Business Loans
Up to $5M for expansion, equipment, inventory, or cash flow — terms from 6 to 60 months.
Personal Capital
Consolidate debt, fund home improvements, or cover unexpected expenses with competitive rates.
Investment Funding
Leverage opportunities in real estate, stocks, or private ventures — fast access to capital.
Invoice Factoring
Unlock cash from unpaid invoices immediately, keep your operations running smoothly.
Same-day pre-approval
Simple online application, decision in hours, funds as fast as 24h.
100% transparent
No hidden fees, no prepayment penalties — honest terms from the start.
Dedicated advisors
Real experts who guide you through every step, not just an algorithm.
📊 What can you afford?
Estimate your monthly payment — no impact on credit score.
Estimated monthly payment:
(principal + interest)
This is an estimate — actual terms may vary based on creditworthiness.
"Capital Only Finance Services funded our business expansion in just 3 days. The team was responsive and found us a better rate than our bank."
— Sarah M., Small Business Owner"I needed personal capital for a home renovation. The process was seamless and the advisor answered all my questions."
— David K."Their invoice factoring helped us bridge a cash flow gap. Highly recommend for any growing business."
— James & Co.Ready to secure your capital?
Fill out the form — a funding specialist will contact you within 2 hours to discuss your needs.